Jennifer Craft says she did everything right when she received an Ontario child-care bursary in 1996 as a single mother.

The money was to help pay for daycare for her two-and-a-half-year old daughter while she studied at Fleming College in Peterborough, Ont., and that's how it was used, she says.

"It helped subsidize some of that cost so that I could go to nursing school and provide a better life for ourselves," said Craft. 

But Craft was recently contacted by a collection agency seeking that mone…